Four words: Easier. Said. Than. Done. However, I can and I will do this. And for the record, I’m almost a week into this challenge and I’ve managed to stick 100% to budget so far (thanks for picking up the tab for the sangria the other night Dan, that most definitely would have put me in the red).
So, how did I come up with this budget? Well, first I had to figure out what all of my expenses are; those annoying monthly bills and expenditures that suck all the fun out of payday time and time again. They’re outlined as follows:
Danne’s Current Expenses
- Utilities (Gas, Electric, and Cable + Internet)
- Student Loans (I’ve got 3 of ’em)
- Cell Phone Bill
- Car Insurance
- Credit Card Payment (luckily there’s only 1 of these)
- Fast Lane & Gas (I work way out in the ‘burbs)
- Web Hosting for 2 sites
- Food & Drink
- Princess Fatty Fanne’s Needs: Food (prescription diabetic cat food), Litter, Insulin & Needles, Pet Insurance
After writing all of this out, I added up how much money I typically take in on the average month, subtracted all of my expenses, and was left with a (smaller than desired) number. From this, I concluded that a reasonable weekly budget for me during this miserly-minded month is about $100 a week. Gulp.
It’s tight—especially because food, gas, and any form of fun/entertainment comes out of that little number (thank God the Olympics has been on, talk about my all-time favorite form of entertainment), but it’s doable, so…I will do it.
Next step? Freezing my credit card, literally.